State Children’s Health Insurance Program (SCHIP)

The State Children's Health Insurance Program (SCHIP) provides health insurance to uninsured, low-income children 18 years of age or younger, including those who are homeless. Each state operates SCHIP using its own name. For example, in New Mexico, the program is called New Mexikids, and in Georgia, it’s called PeachCare.

Benefits Your Client May Receive

Your client’s (parent or guardian applying for the benefit on behalf of the child) child may be eligible to receive a variety of benefits through SCHIP. Or if your client is a child under the age of 18, he/she may be able to receive benefits through SCHIP. The state determines the benefits it offers so the program varies by state. Following are some of the common types of SCHIP benefits that may be offered in your state:

• Routine doctor visits for checkups (e.g., well-baby and well-child services)
• Immunizations
• Hospital and emergency room services
• Lab and x-ray services
• Substance abuse treatment
• Mental health treatment
• Dental care
• Eye care
• Hearing care
• Prescriptions
• Physical therapy
• Speech therapy

Benefits provided through SCHIP are usually free or low-cost. The costs are different depending on the state and your client’s circumstances (e.g., income), but when there are charges, they are generally minimal.

SCHIP benefits vary from state to state, please check with your state SCHIP program office by calling 1-877-KIDS-NOW or visiting www.insurekidsnow.gov to find out what specific benefits are offered.